Terms and Conditions

Terms of Service

These terms and conditions govern your use of our website and financial planning services

By using our website and services, you agree to comply with and be bound by these terms and conditions

Definitions

The following terms have specific meanings when used in these terms and conditions

• "Services": Financial planning consultations, analytical reviews, and related advisory discussions
• "Client" or "You": Any individual who uses our website or engages our services
• "Company" or "We": Galivontherux and its authorized representatives
• "Agreement": These terms and conditions along with any service-specific agreements

Use of Our Services

Our services are provided subject to your compliance with these terms and applicable laws

Permitted Uses

• Accessing information about our financial planning services
• Scheduling and participating in consultations
• Using website features for their intended purposes

Prohibited Uses

• Misusing our services for unlawful purposes
• Attempting to gain unauthorized access to our systems
• Sharing confidential information without permission
• Using our services to harm others or our business

Your Responsibilities

As a user of our services, you have certain responsibilities and obligations

• Provide accurate and complete information during consultations
• Respect confidentiality and privacy of discussions
• Comply with all applicable laws and regulations
• Use our services in good faith and for legitimate purposes

Intellectual Property Rights

All content on our website and in our services is protected by intellectual property laws and remains our exclusive property

You may not reproduce, distribute, or create derivative works without our written permission

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms Privacy Policy

Service Disclaimers

Our services are provided subject to important disclaimers and limitations

Limitation of Liability

Our liability for any damages arising from our services is limited to the maximum extent permitted by law

In no event shall our total liability exceed the amount paid for services in the preceding 12 months

Indemnification

You agree to indemnify us against claims, damages, and expenses arising from your use of our services or violation of these terms

Dispute Resolution

We encourage resolution of disputes through direct communication and mediation before formal legal proceedings

Termination of Services

Either party may terminate the service relationship with appropriate notice as specified in individual service agreements

Upon termination, certain provisions of these terms shall survive, including confidentiality and limitation of liability

Governing Law

These terms are governed by Malaysian law and subject to the jurisdiction of Malaysian courts

Severability

If any provision of these terms is found invalid, the remaining provisions shall continue in full effect

Entire Agreement

These terms, together with our Privacy Policy and service agreements, constitute the complete agreement between us

Changes to Terms

We may modify these terms periodically with notice posted on our website

Significant changes will be communicated directly to active clients where appropriate

Contact Information for Terms

For questions about these terms and conditions, please contact us using the information provided